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Committed to your needs Customers first
Borrowers who are happy with the mortgage loan I helped them get are more important to me than anything else. My goal is to make the loan process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, or even build a new home, my main goal is to exceed your exceptations.
Get fast answers
At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out my Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use my Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? My Loan Program page will help you find the right type of loan for you. Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have over 15 years years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
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 Mortgage News Daily
Final Ruling Issued on SAFE Act; Underwriting Guideline Overlays, Adverse Market Fees and Steep LLPAs; CMBS Sales; California State of Emergency; - 2 hours ago
Posted To: Pipeline PressOn a non-mortgage note, my son asked me, "At what age is it ok to tell a highway that it is adopted? At some point the highway will realize that it doesn't look like the Kiwanis's Club." I would have told him to "keep his day job", except he doesn't have one as he prepares for college. Lots of folks don't have jobs, as re-emphasized by this morning's Initial Jobless Claims number. One industry veteran told me, "The weekly number is just catnip for those who think the economy is limping along," and this morning's numbers came in down 11,000 to 457,000, but continuing claims climbed. Employment is still a huge issue for the economy, but the unemployment situation is certainly helping to keep rates low. We are not done with implementing the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Vacancy Rate Near Historic High. America Has a "Home Problem" - 3 hours ago
Posted To: MND NewsWireAs we have pointed out over the last few weeks , America has a homelessness problem; over a million individuals and families are temporarily or chronically homeless. While the statistics don't fully address this aspect, there is at least anecdotal indication that some of these people are in shelters or on the street because their own home or one they were renting was foreclosed. There is also purely anecdotal information that a lot more homeowners are hanging on by their fingernails; savings and unemployment exhausted, legal remedies gone, as lenders churn through a backlog of pending foreclosures and subsequent evictions. In other words, the problem could well get worse. It is also clear that the country is deep into what we are going to abuse poetic license to call a "home problem...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Day Ahead: Moody's Questions U.S. Credit Rating. Bonds Shrug Off News - 4 hours ago
Posted To: MBS CommentaryEquity futures are trading higher this morning despite word from Moody’s that it would have to question America’s triple-A credit rating unless it provides a credible plan to tackle its growing deficit. Steve Hess , a top sovereign debt analyst at Moody’s, said the U.S. appears to have “no plan” to reduce the deficit. “Can the United States do it is the big question right now and we are not sure either way,” he told Dow Jones Newswires. “We will wait and see what happens in the next couple of years on this front.” Meanwhile, economic confidence in Europe rose for a second straight month to its highest level in more than two years. The July index rose 1.3 points to 101.3. Economists at BMO said the populace may be “heartened by the...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Can Mortgage Rates Go Any Lower? - 20 hours ago
Posted To: Mortgage Rate WatchWell, here we are on "hump day" and mortgage rates are still detached from the price fluctuations of the secondary mortgage market. Instead, the ups and downs of consumer borrowing costs continue to be driven primarily by the capacity constraints of major lenders, the market makers for mortgage rates. One misconception is record low mortgage rates have drawn out a hoard of "fence sitting" borrowers who are bustling with excitement to refinance. Yes, media coverage of record low mortgage rates has attracted attention from some homeowners, but the crowds just don't compare to the mini-frenzy we witnessed in early 2009. This tells us the capacity constraints of major lenders are not totally due to an increase in loan applications. With the larger lenders allocating newly...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Is There Life After the Mortgage Business? - 21 hours ago
Posted To: The Garrett Watts ReportWe all know the mortgage business can be extremely profitable at times. We also know it can be disastrous at other times. Regulators and law makers have created an environment that makes us feel like a pin ball, bouncing aimlessly from one bumper to another Regardless of all these issues, most mortgage lending professionals stay in the business too long and never retire. I recently had the opportunity to talk to an “old timer”. He is in his mid-70s and still looking for an opportunity to manage/operate a company again. While his previous companies were well run and profitable, I was perplexed as to why he wished to do it all over again at the age of 75, especially in this environment. I had the opportunity to chat with a younger mortgage banker who had already sold a company, made...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Senior Loan Officer
The Mortgage Gallery
722 S Denton Tap Rd Suite 270
Coppell, TX 75019
Office Phone: (214) 536-9929 Fax: (866) 405-9063
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